ilmscore | Credit Card Debt Payoff Predictions
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Credit Card Debt Payoff

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Recent Predictions

Total: 8
Correct: 2
Incorrect: 0
Pending: 6
Unrated: 0
Prediction
Author
Predicted at
Status
Video
Paying off credit card debt offers a superior rate of return compared to other investments.
"So you are going to get a better rate of return if you can pay off your credit card debt."
Minority Mindset Minority Mindse...
Jan 11, 2026
Correct
Be Prepared As An In...
Credit card debt of $13,369.40 can be paid off in 13 months with a monthly payment of $1,000.
"At $1,000 a month, that is just literally 13 months. That is not bad at all."
Caleb Hammer Caleb Hammer
Oct 3, 2025
Correct
He's So F*cked (I br...
Paying off credit card debt (average 24% APR) offers a higher guaranteed return than the historical average stock market return (around 10%).
"the average APR on credit card debt at the time of we recording this video is around 24% but histori..."
Minority Mindset Minority Mindse...
Sep 17, 2024
Pending
Where to Find Hidden...
Paying down credit card debt faster offers a guaranteed 27% return due to the high annual interest rates, and transferring balances to a 0% APR card can provide an interest-free period of 6-12 months to accelerate repayment.
"because right now the average credit card debt in America is charging more than 27% a year but there..."
Minority Mindset Minority Mindse...
Jul 2, 2024
Pending
How To Save $10,000 ...
Transferring credit card balances to a 0% APR credit card can provide a 6-12 month interest-free period to aggressively pay down debt.
"you can look at transferring your credit card balance to a 0% APR credit card because there are some..."
Minority Mindset Minority Mindse...
Jun 18, 2024
Pending
6 Ways To Start Inve...
Paying off $7,950 in credit card debt at a 24.15% APR with a $165 minimum monthly payment will result in $255,700 paid in interest and take 17 years to pay off.
"if you make the minimum monthly payment of $165 a month well guess what you will pay $255,700 in int..."
Minority Mindset Minority Mindse...
Mar 25, 2024
Pending
How Our Banking Syst...
Individuals with credit card debt or less than $2,000 in savings should refrain from spending on non-essentials until these financial obligations are addressed.
"you were to pay down your credit card debt in this phase one you are not allowed to go out and spend..."
Minority Mindset Minority Mindse...
Mar 9, 2024
Pending
Do THIS To Afford Yo...
Aggressively paying off high-interest credit card debt (15-28% APR) provides a guaranteed higher return than historical stock market averages (around 10%), and is essential for escaping the cycle of debt that prevents wealth building.
"work to pay down my high interest debts like my credit card debts and the reason why I want to do th..."
Minority Mindset Minority Mindse...
Feb 15, 2024
Pending
My 10 Step Checklist...